If you are a property developer then you know the importance of having the right funding in place.

Property development funding is often the most critical part of a development and has to be ready when you need it. A delay in starting, or completing, can seriously damage the profitability, and sometimes the viability, of a project. We understand how the property development process works and can work with you so that these situations do not arise.

We specialises in providing property development funding for both residential and commercial property developments. We have arranged funding for all types and sizes of development, ranging from single residential units to multi-million pound mixed-use projects. Our job is to find you the most suitable finance, at the lowest cost, and to make sure it is ready as soon as you are.

Whether you are an experienced property developer, or are new to this industry, we can provide much more assistance than just sourcing and arranging the most suitable finance. One service that many developers find vital is help with initial property development appraisals where we build a case to lenders on your behalf ensuring projects are feasible.

Once you have completed the development you will be presented with a new set of options. Do you sell off all of the units to start the next project, or do you retain some as investment properties.

Types of property development funding

Some property development lenders will let you borrow up to 100% of the overall cost of a project, including land and building costs. Sharing the debt between Equity and Mezzanine lenders means we can greatly reduce the amount of capital that you are required to put in as a deposit on your next project.

Were you aware that property development funding can be arranged on an interest only basis? The interest on the debt can be “rolled up”, meaning it isn’t payable until the end of the loan term, when you sell, or re-finance, the units.